Portfolio Monitoring

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Through our financial planning efforts, Galecki Financial Management discovered many clients establish long-term relationships with other trust companies or brokerage houses. For that reason, those assets may be left under the current manager’s care. However, the clients have typically found our reports to be informative and interesting as an additional perspective. The reports in the Portfolio Monitoring service do not measure how the individual investments inside the portfolio are performing. Instead, they simply measure how well the return of the overall portfolio is performing. This measurement is based upon internal rate of return.

After a number of months of monitoring and measuring the portfolios, the client has a better understanding of the risk parameters in that portfolio, especially in relation to the indices to which these portfolios should be compared.

Galecki Financail Management charges only 25 basis points per year for the portfolio monitoring service (25% of 1% per year). Within the Portfolio Monitoring service, Galecki Financial Management will assume that all deposits, withdrawals, buys, and sales occur on the 15th of each month. We will then determine the value of the portfolio on the last day of each month and report the internal rate of return numbers based upon those assumptions. The minimum quarterly fee for the Portfolio Monitoring service is $125. Galecki Financial Management requests and will need Internet access to the accounts. Galecki Financial Management will not take any discretion on the accounts since we will not be advising on any of the investments nor placing any of the trades.