Disclaimer

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GALECKI FINANCIAL MANAGEMENT INC ("GFMI") is an SEC registered investment adviser located in Fort Wayne, Indiana. GFMI and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which GFMI maintains clients. GFMI may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. GFMI 's web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of GFMI's web site on the Internet should not be construed by any consumer and/or prospective client as GFMI's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by GFMI with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of GFMI, please contact the SEC or the state securities regulators for those states in which GFMI maintains a notice filing. A copy of GFMI's current written disclosure statement discussing GFMI's business operations, services, and fees is available from GFMI upon written request. GFMI does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to GFMI's web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

THE MATERIALS CONTAINED IN THIS WEB SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND. GALECKI FINANCIAL MANAGEMENT AND ETHAN ICZKOVITZ EXPRESSLY DISCLAIM ALL SUCH REPRESENTATIONS AND WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE, NONINFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. GALECKI FINANCIAL MANAGEMENT AND ETHAN ICZKOVITZ DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED WITHIN THESE MATERIALS. ETHAN ICZKOVITZ/ GALECKI FINANCIAL MANAGEMENT MAY MAKE CHANGES TO THIS WEB SITE AT ANY TIME WITHOUT NOTICE. WHILE GALECKI FINANCIAL MANAGEMENT STRIVES TO KEEP THE INFORMATION ON THIS WEB SITE ACCURATE AND CURRENT, GALECKI FINANCIAL MANAGEMENT/ ETHAN ICZKOVITZ CANNOT GUARANTEE THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION. INFORMATION WITHIN CFP BOARD’S WEB SITE MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. GALECKI FINANCIAL MANAGEMENT/ ETHAN ICZKOVITZ RESERVES THE RIGHT TO MAKE CHANGES, CORRECTIONS AND/OR IMPROVEMENTS TO THE INFORMATION CONTAINED WITHIN THIS WEB SITE, AT ANY TIME, WITHOUT NOTICE.

Limitation of Liability
YOUR USE OF AND BROWSING IN THIS WEB SITE ARE AT YOUR OWN RISK

IN NO EVENT SHALL GALECKI FINANCIAL MANAGEMENT NOR ANY PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF THE USE OF, OR INABILITY TO USE, THE WEB SITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, EVEN IF GALEKI FINANCIAL MANAGEMENT OR OTHER PARTY HAS BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

Links
For your convenience, Galecki Financial Management web site may provide links to various other Web sites that may be of interest to you. However, Galecki Financial Management does not control all such Web sites and is not responsible for their content nor is it responsible for the accuracy or reliability of any information, data, opinions, advice, or statements contained within such Web sites. Furthermore, Galecki Financial Management privacy policy is applicable only when you are on our Web site. Once you link to another Web site, you should read that Web site's privacy policy before disclosing any personal information. If you decide to access any of the third party Web sites linked to this Web site, you do so at your own risk. Galecki Financail Management reserves the right to terminate any link or linking program at any time.

Applicable Law
This Web site is controlled by Galecki Financial Management from its offices within Fort Wayne, the state of Indiana, the United States of America. As such, U.S. federal laws and the laws of the State of Indiana will govern the Legal Information section, excluding any principles or rules of law that may direct the application of the law of another state. You hereby irrevocably and unconditionally consent to submit to the exclusive jurisdiction of the courts of the State of Indiana, and/or the United States District Court for the District of Indiana, for any litigation arising out of or relating to the use of Galecki Finacial Management Web site, waive any objection to the venue of any such litigation in the Indiana courts and agree not to plead or claim in any Indiana court that such litigation brought therein has been brought in an inconvenient forum. If any provision of this Legal Information section shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from the Legal Information and shall not affect the validity or enforceability of any remaining provisions.

Updates
Galecki Financial Management reserves the right to make changes to the Galecki Financial Management web site and any Legal Information contained herein at any time by updating this page without notice to you. You should visit this page from time to time to review the then-current Legal Information because they are binding on you. Your use of this Web site following any such change constitutes your agreement to follow and be bound by the Legal Information as changed. If any change is unacceptable to you, your only recourse is to terminate your use of the Web site.

Copyright
Content produced for this site is copyrighted by Ethan Iczkovitz for use by Galecki Financial Management. All rights for further use are reserved to Ethan Iczkovitz. Images contained on this site are the exclusive property of Galecki Financial Management and Ethan Iczkovitz. All rights are reserved. Outside linking and use of images contained on this web site is forbidden without approval by Galecki Financial Management and Ethan Iczkovitz.

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