Galecki Financial Management, Inc.

Loans Against 401(k)s Are Piling Up In theory, borrowing against your retirement assets is a good deal—you pay interest to yourself! In practice, it's very dangerous.
6 Ways Financial Reform Will Change Your Personal Finances New rules will affect everything from credit scores and student loans to whether you use credit or debit cards to pay for your morning cup of coffee.
When 70 Is The New 17 According to recently released statistics from the U.S. Labor Department, there are now more older workers than teens in the nation's work force—for the first time on record.
In Hard Times, Dreams Of Easy Money Sales of metal detectors and lottery tickets rise as employment and average wages stagnate.
Just Two Words: International Trade In June, total U.S. trade in goods and services was $350.8 billion. In June 2009, the total of imports and exports was $283 billion. That means the volume of U.S. trade with other countries rose nearly 24% from the year before. That's the mark of an economic expansion—and points to an opportunity for the young.
Are Stocks Still A Good Investment? You could say that Roger Ibbotson wrote the book on investing. But what does the father of market data think the future holds?
Charities Want You To Text In Your Donation. Does It Work? This most peculiar philanthropic vehicle took off after the Haiti earthquake. But some question whether the phenomenon will last.
Will Bonds Be Different This Time? With investors dumping stocks for Treasury debt, bond prices seem to be nearing bubble proportions. Could they go the way of tech stocks and real estate?
The Best Industries For Starting A Business Right Now Green consulting and designing mobile phone apps may be obvious for this list, but what about selling baked goods or medicinal marijuana?
Worry Isn't Work If it doesn't feel bad, it isn't worth doing. That's the ethic shaping the workaday world. But being kind to yourself may actually make you more productive, too.
What Deflation Means For Your Money Could Japanese-style deflation happen here? And if so, what would it mean for you and your money? Can you prepare in case it hits? These are questions you can't afford to ignore.
9 Reasons To Choose A New Home Over A Resale Newly built properties can offer fewer hassles, higher efficiency, and increased customization. But beware of cheap materials and shoddy construction.
Does The Hyper-Rational Consumer Actually Exist? Though some economists worry that another government stimulus might lead the public to expect higher taxes in the future, it's difficult to imagine this theory playing out among average Americans.
Investor Psychology: Beware The Pitfalls Of Too Much Information Psychologists posit that the wealth of financial news available online may actually hinder sound investing decisions.
Practical Tips For Working At Home From taxes to insurance, striking out on your own has special complications. Here's what entrepreneurs need to know.


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